• Bodily Injury Liability: If you injure someone in a car accident, this coverage pays that person's medical and rehabilitation expenses and any damages for which they may sue you.
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  Property Damage Liability: If you are at fault in an accident and you damage someone else's property, this coverage pays to fix it.
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  Medical Benefits: This coverage pays medical bills for you and others covered on your policy, no matter who was at fault in the accident.
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  Uninsured/Underinsured motorist: If you are injured in an accident and the person who hits you doesn't have enough insurance, this coverage will pay for your losses and damages, including your medical bills, lost wages and pain and suffering. It usually makes sense to purchase the same level of this coverage that you have for bodily injury liability.
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  Collision: If you have an accident, this coverage will pay to fix your car in the event of a collision.
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  Comprehensive: This coverage pays for theft as well as damage to your car from "hazards," including fire, flood, vandalism or striking an animal.